"Credit cycling" is potentially risky behavior with credit cards, but isn't widely known, experts said. It involves repeatedly maxing out cards and paying down the balance, effectively letting ...

A maxed-out credit card can lead to penalties and restrictions from your card issuer. Carrying a high credit card balance can tank your credit score. Paying off a maxed-out credit card should be your ...

A new report finds that people are spending more on their cards and paying down less. Financial experts offer tips for reducing that debt, starting with looking at your spending habits. By Ann Carrns ...