In today's world, the use of credit cards has increased significantly. Using them is also very easy – just a swipe and the payment is done. Most people, while enjoying this convenient feature, forget ...
If you're managing a short-term financial gap, paying interest temporarily can be OK. Calculate the costs when deciding whether to carry a credit card balance or do a balance transfer. Try to avoid ...
If you've ever owned a credit card before, chances are you're familiar with the term "APR," or annual percentage rate. For specifically credit cards, your purchase APR is essentially your interest ...
Americans are carrying a total of $1.23 trillion in credit card debt as we kick off 2026, a figure that continues to climb despite recent Federal Reserve rate cuts. While the Fed slashed rates three ...
Peter Gratton, Ph.D., is a New Orleans-based editor and professor with over 20 years of experience in investing, risk management, and public policy. Peter began covering markets at Multex (Reuters) ...
When my coworker's parents replaced their old, drafty windows this year, they put the $10,000+ purchase on a regular credit card -- and instantly started racking up interest. If they'd used a 0% intro ...