A negative balance on a credit card is typically a positive sign, indicating that the consumer has overpaid for something or received a statement credit. Negative balances can result from refunds, ...

President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in the long run.

Most banks default auto-pay to "minimum payment," which means carrying a balance and being hit with interest. Paying the full statement balance each month will avoid interest and protect your credit ...