Fintech may be hitting its stride, especially for those rich in cryptocurrency holdings. As it is, interest rates for collateralized loans on decentralized finance (DeFi) protocols like market leader ...

Bitcoin lenders are betting that tighter controls and clearer risk management can rebuild trust in a sector still haunted by the collapse of predecessors Celsius and BlockFi. Major Bitcoin lenders of ...

Rising real estate prices and tightened lending regulations by financial authorities have led to stricter loan requirements at commercial banks, savings banks, and mutual finance institutions, ...

Some personal loans require collateral — that is, a personal asset, such as a car, home, cash deposit or investment — that you offer to secure the loan. This asset reduces the lender’s risk, as you’ll ...