Your credit score is a very important number to know and understand. The terms on just about every credit card, personal loan or mortgage you apply for are influenced by those three little digits.

Having a good credit score can save you hundreds, even thousands of dollars on credit cards, mortgages and other loans.

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

FICO scores are the most widely used type of credit score. Most FICO scores range from 350 to 850, and a score of 670 or higher is considered good. If your FICO score is on the low side, you can take ...

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

I’ve known the importance of my credit score since I was a teenager. My dad made me an “authorized user” on one of his credit cards — on an account that was actually opened the year before I was born ...

In our culture of money, we tend to treat a credit score as a measure of how “responsible” we are. Creditors and lenders use this number to determine whether to trust us with debt, so it must signify ...

Alvin Byers is a consultant by day and "travel hacker" by night. After conquering a fear of flying, Alvin seeks any opportunity to get into the air to explore the world. As a married man and father to ...