If you're just looking for the cheapest car insurance company overall in 2025, the answer is simple: USAA. Its average annual premium is around $1,335, beating every competitor across almost all ...

Laura Longero is an award-winning writer and editor who has more than 15 years of editorial experience. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

Driving in your 50s generally means lower insurance premiums. As insurance companies see it, you have more experience behind the wheel and are less likely to take risks that could lead to accidents.

There are plenty of times when haggling can score you a good deal, but shopping for car insurance isn’t one of them. Contrary to popular opinion, car insurance cannot be negotiated. However, that ...

Paying your policy in full could save you money if your insurance provider offers a paid-in-full discount. Paying for your car insurance in monthly installments might make it easier to manage your ...