Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Andy Smith is a Certified Financial Planner ...

An even cash flow of regularly scheduled payments defines an annuity. If you borrow money to start your business, the monthly payments are calculated using an annuity formula. Two basic annuity ...

Tracking your cash in and cash out is an important part of running your business. Learn how to calculate the flow. Many, or all, of the products featured on this page are from our advertising partners ...

Free cash flow is the amount of cash a business has remaining from operations after paying capital expenditures. Find out how investors can use free cash flow to measure the financial health of a ...

A small business will be required to prepare a variety of financial statements over the course of a year. Some statements are required by the Securities and Exchange Commission while others might be ...

Operating cash flow (OCF) is an important measurement to understand. It’s used to calculate financial success of a company’s critical activities. OCF is the first section portrayed on a cash flow ...

Every business has cash going in and going out. This is cash flow. A cash flow statement accounts for the cash moving in and out of the company. It reflects the cash impacts of revenues, expenses, ...

Cash is the lifeblood of a company, and so understanding how a company's cash flow works is essential in understanding its financials. Many companies use part of the cash they generate to pay ...

Discretionary cash flow shows remaining funds after all obligations are met. It's calculated by adjusting pre-tax earnings with specific expenses and incomes. Understanding this can help buyers and ...

Schleifer, Arthur, Jr. "Calculating Net Present Values and Accumulations of Cash-Flow Streams." Harvard Business School Background Note 180-026, September 1979.

If boosting your wealth in 2026 is one of your New Year’s resolutions, this formula could be a great way to get started. Smart finance always comes down to the numbers, but the letters can also make ...