There are multiple strategic moves to make if your CD account is set to mature this month. Here's what to know now.

A "CD ladder" may sound like some complex investing strategy, but it's actually very simple. It allows you to earn high interest without keeping all of your savings locked up for months or years.

Interest rates have fluctuated over the last year, but many deposit accounts continue to offer solid returns. Certificates of deposit (CDs) are particularly attractive. Banks are advertising 1-year ...

In data released Dec. 15, 2025, the national average for six-month CDs is 1.58%, according to the FDIC. However, there are ...

High-yield savings account: According to DepositAccounts.com, as of December 2025, the top-yielding 1% of high-yield savings accounts offer an average of 3.90% APY, while the top average CD yield is 4 ...

My friend's $60,000 CD ladder is split into 12 CDs with 1-year terms. It generates around $200 in interest every month, with minimal risk. CD ladders can give you the highest APYs available today, ...

Top 6-month CDs are still paying around 4.00% APY as of right now. But that may not last much longer. In its June meeting, the Federal Reserve held interest rates steady, with the next policy decision ...

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Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal ...