Looking for the best certificate of deposit (CD) rates today? As of Dec. 18, 2025, Daniels-Sheridan Federal Credit Union is offering the best rate at 5.11% annual percentage yield (APY) for a 12 month ...

After the Federal Reserve cut rates by a quarter percentage point at the end of October, APYs for some of the highest-paying CDs trended downward. And the CME Group’s FedWatch tool predicts a 65% ...

Whether you spent or saved a lot of money in 2025 or simply find yourself holding steady, one item all savers can agree on is that it's important to protect and grow their funds further in 2026.

After the Federal Reserve issued three interest rate cuts in the final four months of 2024, savers could be forgiven for assuming that the high-interest-earning era for select savings accounts was ...

Every CD listed here is FDIC-insured, which means your deposits (up to $250,000 per bank) are protected. The best fit depends on two things: how long you're willing to lock up your money, and how much ...

On average, certificate of deposit rates are pretty paltry: Average CD yields this month range from just 0.23% for 1-month terms, to 1.7% for 12-month accounts, according to the largest government ...

Every CD featured here is FDIC-insured, so your deposits are safe up to $250,000. The right fit really comes down to two things -- how long you're willing to set your money aside and how much you plan ...