Student loan refinance rates have held steady over the last week. As of February 12, 2026, student loan refinance lenders are offering fixed rates as low as 3.69% APR and variable rates starting as ...

Mortgage Research Center. Rates averaged 5.25% for a 15-year financed mortgage and 5.99% for a 20-year financed mortgage.

When you refinance student loans, you're taking out a new private student loan to replace your existing student loans. It can be super confusing to know what the best option is to refinance or ...

The rate on a 30-year fixed refinance slipped to 6.16% today, according to the Mortgage Research Center. Rates averaged 5.27% for a 15-year financed mortgage and 6.06% for a 20-year financed mortgage.