You know your credit score affects mortgage rates and credit card approvals. But car insurance? In most states, insurers use your credit to calculate premiums—and it matters more than you think. More ...

Insurers typically use a specialized score, often called a credit-based insurance score, instead of a standard FICO credit score. According to the National Association of Insurance Commissioners (NAIC ...

Here’s an appalling fact: The cost of your car insurance in Illinois isn’t based on your driving record — it’s based on things such as the neighborhood where you live and your credit score. This is ...

Your credit score can impact your car insurance rate. According to a recent Zebra analysis, people whose credit score is below 580 (poor credit) pay $2,729 annually in car insurance. Those with an 800 ...

Car insurance is an expensive — and mostly inevitable — aspect to owning a car. And, unfortunately, the costs are only rising ...

OLYMPIA, Wash. – The state Senate has passed a bill to look into how credit history and other factors could disparately impact a person’s insurance coverage. Proponents argue the system unfairly ...

Protecting your car and home with insurance is getting a lot more costly. Use these tips to minimize the pain of rising ...

Inflation has been widespread over the last few years, but the car insurance industry has been hit particularly hard by the higher costs that have resulted from it, which have led to increases in auto ...

Lemonade is an online insurance company that offers car insurance and other products in 10 states. It stacks up well to other insurers for digital experience and discounts. Many, or all, of the ...